Table of Benefits


The following table shows a comparative summary of the main benefits provided.

Important Notes

  1. Cover is only available to residents of Ireland who are aged 44 or under on the day they go on their trip.
  2. Premiums include insurance premium tax at the prevailing rate where applicable.
  3. Where an excess applies, it is deducted from each claim from each person insured.
  4. Please read the policy terms and conditions for a full description of cover.
  5. The information below is a summary of cover. Full cover details are ONLY provided in the Policy Wording.
Cover Section Benefit Amount
For each person insured we pay up to...		 Excess Standard Backpacker Budget Backpacker Standard Backpacker for Young Travellers Budget Backpacker for Young Travellers
ACE assistance Unlimited Included Included Included Included
red24 Safety Information and Assistance Unlimited
FREE safety advice - SMS alerts, email briefings & more 		Included Included Included Included
Medical/additional expenses €6,350,000 €100 Included Included Included Included
Hazardous Activities €1 million €250 Included Included Included Included
Extreme Activities €1 million €500 Included Included Included Included
Cancellation, Curtailment or Rearrangement Up to €2,000 €100 Included Included Included Included
Personal property €1,000 (Limit for any one item - €150; total payable for all Valuables - €150.) €100 Included Not Included Included Not Included
Money €300 €100 Included Not Included Included Not Included
Personal liability €2 million See Policy Wording Included Included Included Included
Search and Rescue €5,000 Included Included Included Included
Legal advice/expenses €15,000 Included Included Included Included
Compassionate Return See Details Included Included Included Included
Personal accident €40,000 Included Included Included Included
Mugging €750 Included Included Included Included
Lost passport €500 Included Included Included Included
Travel delay a) €20 after 12 hrs delay, €10 after next 12 hrs etc. (max. €100)
b) or €2000 if holiday abandoned after 24 hrs delay (outward)		 €100 Included Included Included Included
Hijack Up to €500 Included Included Included Included
Catastrophe Up to €500 €100 Included Included Included Included
Over 240 activities covered See full details Included Included Included Included